Hometown Checking Account

  • $50 Minimum Balance to Open Account
  • Just a $100 Minimum Balance 
    • When you keep a $100 minimum daily balance, you will avoid the monthly fee.  Should your balance drop below $100 any day of the statement cycle, a $9 monthly fee will be charged.  
  • First Order of Personalized Checks
    • Receive one box of special member checks (pre-selected style) free or take advantage of a discount on designer checks.
  • 24-Hour ATM Banking
  • Direct Deposit of Social Security and Payroll Checks
  • $5,000 Accidental Death and Dismemberment Insurance
    • You’ll be protected with $5,000 in accidental death and dismemberment insurance 24 hours a day.
    • The coverage is divided equally among co-owners of joint accounts and reduces 50% at age 70. Dismemberment benefit is paid as a percentage of the Accidental Death coverage.  *This group insurance product is not available in Kansas or Maine. 
  • Key Ring Protection
    • When members request a key ring, it will be registered so lost keys can be returned by mail, postage paid!
  • Payment Card Protection
    • Protect credit, debit, ATM and check cards in the event of loss or theft!  As a member you can register your card numbers and get help to cancel cards, and stop unauthorized purchases using the toll-free 24-hour number.  If you are more than 50 miles from home and have reported the cards lost or stolen you have access to an Emergency Cash Advance and Emergency Airline Tickets.
  • Savers Club®
    • Members have everyday savings right at their fingertips!  Savers Club is filled with deals and discounts you can use all year long.  
  • Sojourns® Travel Magazine
    • Photography and articles take members to exciting destinations and provide great vacation ideas.
  • Hotel Savings Network®
    • Members save when they stay at one of the 7,500 participating hotels nationwide.

Hometown Checking PLUS Account

  •  $50 Minimum Balance to Open Account, no minimum monthly balance required
  • Personalized Checks
    • Receive two boxes of special member checks (pre-selected style) free or take advantage of a discount on designer checks
  • 24-Hour ATM Banking
  • Direct Deposit of Social Security and Payroll Checks
  • Increased Accidental Death and Dismemberment Insurance
    • Hometown Checking Plus members’ coverage increases to a total of $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day. As a member, your Accidental Death coverage increases to $20,000 while traveling as a passenger on a Scheduled Airline.
    • The coverage is divided equally among co-owners of joint accounts and reduces 50% at age 70. Dismemberment benefit is paid as a percentage of the Accidental Death coverage.  *This group insurance product is not available in Kansas or Maine. 
  • Lock Box Rental
    • A lock box is a safe and convenient way to keep all your important documents and other valuables safe. Receive $3.00 off any lock box rental.
  • Everyday Rebate Rewards
    • Get rewarded by purchasing items you use everyday! Save your receipts when you dine or purchase gas, groceries, clothing, pet supplies and much more. Send the receipts, up to $100 every quarter, and we’ll give you 10% back. You can receive up to $40 in cash back every year!
  • Key Ring Protection
    • When members request a key ring, it will be registered so lost keys can be returned by mail, postage paid!
  • Payment Card Protection
    • Protect credit, debit, ATM and check cards in the event of loss or theft!  As a member you can register your card numbers and get help to cancel cards, and stop unauthorized purchases using the toll-free 24-hour number.  If you are more than 50 miles from home and have reported the cards lost or stolen you have access to an Emergency Cash Advance and Emergency Airline Tickets.
  • Savers Club®
    • Members have everyday savings right at their fingertips!  Savers Club is filled with deals and discounts you can use all year long.  
  • Sojourns® Travel Magazine
    • Photography and articles take members to exciting destinations and provide great vacation ideas.
  • Hotel Savings Network®
    • Members save when they stay at one of the 7,500 participating hotels nationwide.
  • First National Bank's Hometown Credit Card MasterCard® or VISA® with no annual fee with approved credit
  • All for Only a $6.00 Monthly Membership Fee.

Hometown Family Account

  • $50 Minimum Balance to Open Account, no minimum monthly balance required
  • Increase Your Security With the Family Plan
    • If a member has a family or simply wants the added security of increased coverage, we recommend the Family Plan:
      • Up to $20,000 Accidental Death and Dismemberment coverage for members.
      • Up to $2,500 Accidental Death and Dismemberment coverage for Spouse/Domestic Partner and each Dependent Child (if not already covered as an account holder).
    • As a member, Accidental Death and Dismemberment Insurance coverage increases up to $100,000 when traveling by licensed Common Carrier.  The coverage is divided equally among co-owners of joint accounts and reduces 50% at age 70. Dismemberment benefit is paid as a percentage of the Accidental Death coverage.  *This group insurance product is not available in Kansas or Maine.
  • Everyday Rebate Rewards
    • Get rewarded by purchasing items you use everyday! Save your receipts when you dine or purchase gas, groceries, clothing, pet supplies and much more. Send the receipts, up to $100 every quarter, and we’ll give you 10% back. You can receive up to $40 in cash back every year!
  • Rx Advantage™ Prescription Drug Program
    • Members can enjoy savings on generic drugs and brand name drugs at participating local network pharmacies.  Participating local network pharmacies include both national and regional chains and many supermarket pharmacy departments.
  • How to Join
    • Just ask us. You can enroll as a member in minutes. Then you can start enjoying all of these valuable benefits today!
  • Lock Box Rental
    • A lock box is a safe and convenient way to keep all your important documents and other valuables safe. Receive $3.00 off any lock box rental.
  • Key Ring Protection
    • When members request a key ring, it will be registered so lost keys can be returned by mail, postage paid!
  • Payment Card Protection
    • Protect credit, debit, ATM and check cards in the event of loss or theft!  As a member you can register your card numbers and get help to cancel cards, and stop unauthorized purchases using the toll-free 24-hour number.  If you are more than 50 miles from home and have reported the cards lost or stolen you have access to an Emergency Cash Advance and Emergency Airline Tickets.
  • Savers Club®
    • Members have everyday savings right at their fingertips!  Savers Club is filled with deals and discounts you can use all year long.  
  • Sojourns® Travel Magazine
    • Photography and articles take members to exciting destinations and provide great vacation ideas.
  • Hotel Savings Network®
    • Members save when they stay at one of the 7,500 participating hotels nationwide.
  • First National Bank's Hometown Credit Card MasterCard® or VISA® with no annual fee with approved credit
  • All for Only an $8.00 Monthly Membership Fee